Farm and machinery insurance is a type of insurance policy that provides coverage for farmers against financial losses due to damage or loss of their farm property and equipment. Farm and machinery insurance policies may vary depending on the size of the farm, the type of crops and livestock, and the intended use of the machinery. We highly recommend sitting down with your Alfa insurance agent to determine the best policy for your specific needs. A typical farm and machinery insurance policy may include the following coverages:
Property Coverage
Property coverage provides protection for the farm property against damage or loss due to events such as fire, lightning, windstorm, hail, and vandalism.
Machinery Coverage
Machinery coverage provides protection for the farm machinery and equipment against damage or loss due to events such as collision, theft, and mechanical breakdown.
Liability Coverage
Liability coverage provides protection for the owner against claims of bodily injury or property damage caused by the farm operations. It may also cover legal fees and settlements in case of a lawsuit.
Protect your farm and livelihood with The Jerry Reid Agency. Schedule a consultation and let our experts find the farm insurance plan that suits your specific needs.